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Payment Fee Gross-Up Calculator

Free calculator to find how much to invoice so that you receive the full amount after payment processing fees.

How the payment fee gross-up calculator works

Enter the amount you want to receive, the processing fee percentage and any fixed fee per payment.

Formula

Amount to invoice = (net + fixed fee) ÷ (1 − fee%).

Worked example

Example: to receive 1,000 after 2.9% + 0.30 fees you must charge about 1,030.18.

FAQ

Can I pass payment fees on to my customer?

Rules differ by country and payment provider, and some prohibit surcharges. State any surcharge clearly on the invoice and check the rules that apply to you.

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For information only – not financial, tax or legal advice. See our disclaimer.

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